Call reports 2016
FIRST STATE BANK OF FORREST — 2016
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 163,852,000 | 163,549,000 | 170,265,000 | 172,993,000 |
| Total loans | 143,537,000 | 144,922,000 | 149,897,000 | 150,264,000 |
| Allowance for loan losses | 1,645,000 | 1,639,000 | 1,621,000 | 1,616,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,504,000 | 9,496,000 | 9,490,000 | 9,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,497,000 | 138,433,000 | 141,805,000 | 144,494,000 |
| Interest-bearing deposits | 120,963,000 | 121,476,000 | 123,602,000 | 126,551,000 |
| Noninterest-bearing deposits | 17,534,000 | 16,957,000 | 18,203,000 | 17,943,000 |
| Equity capital | 14,223,000 | 14,026,000 | 14,343,000 | 14,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,542,000 | 3,152,000 | 4,789,000 | 6,432,000 |
| Interest expense | 207,000 | 421,000 | 651,000 | 895,000 |
| Net interest income | 1,335,000 | 2,731,000 | 4,138,000 | 5,537,000 |
| Noninterest income | 99,000 | 190,000 | 340,000 | 421,000 |
| Noninterest expense | 715,000 | 1,452,000 | 2,255,000 | 3,223,000 |
| Provision for loan losses | 52,000 | 128,000 | 128,000 | 128,000 |
| Pretax income | 667,000 | 1,341,000 | 2,095,000 | 2,607,000 |
| Income tax | 3,000 | 4,000 | 6,000 | 7,000 |
| Net income | 664,000 | 1,337,000 | 2,089,000 | 2,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,223,000 | 14,026,000 | 14,343,000 | 14,354,000 |
| Total capital | 15,732,000 | 15,552,000 | 15,939,000 | 15,970,000 |
| Risk-weighted assets | 120,604,000 | 122,024,000 | 127,673,000 | 132,719,000 |