Call reports 2015
FIRST STATE BANK OF FORREST — 2015
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 154,008,000 | 154,258,000 | 157,679,000 | 162,652,000 |
| Total loans | 134,501,000 | 136,194,000 | 141,072,000 | 141,885,000 |
| Allowance for loan losses | 1,638,000 | 1,638,000 | 1,638,000 | 1,638,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,304,000 | 9,832,000 | 9,823,000 | 9,708,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,993,000 | 133,498,000 | 132,738,000 | 137,534,000 |
| Interest-bearing deposits | 115,741,000 | 117,750,000 | 117,798,000 | 120,628,000 |
| Noninterest-bearing deposits | 17,252,000 | 15,748,000 | 14,940,000 | 16,906,000 |
| Equity capital | 13,889,000 | 13,660,000 | 13,871,000 | 13,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 2,976,000 | 4,494,000 | 6,062,000 |
| Interest expense | 148,000 | 303,000 | 478,000 | 680,000 |
| Net interest income | 1,312,000 | 2,673,000 | 4,016,000 | 5,382,000 |
| Noninterest income | 115,000 | 181,000 | 228,000 | 334,000 |
| Noninterest expense | 761,000 | 1,544,000 | 2,284,000 | 3,097,000 |
| Provision for loan losses | 0 | 0 | 0 | 33,000 |
| Pretax income | 666,000 | 1,310,000 | 1,960,000 | 2,586,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 13,000 |
| Net income | 663,000 | 1,304,000 | 1,950,000 | 2,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,889,000 | 13,660,000 | 13,871,000 | 13,994,000 |
| Total capital | 15,309,000 | 15,097,000 | 15,361,000 | 15,501,000 |
| Risk-weighted assets | 113,448,000 | 114,820,000 | 119,020,000 | 120,551,000 |