Call reports 2014
FIRST STATE BANK OF FORREST — 2014
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 146,153,000 | 145,580,000 | 150,338,000 | 151,586,000 |
| Total loans | 124,355,000 | 126,318,000 | 130,132,000 | 133,671,000 |
| Allowance for loan losses | 1,647,000 | 1,647,000 | 1,640,000 | 1,638,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,775,000 | 9,738,000 | 9,680,000 | 9,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,065,000 | 123,800,000 | 129,396,000 | 130,789,000 |
| Interest-bearing deposits | 108,207,000 | 108,152,000 | 113,666,000 | 112,906,000 |
| Noninterest-bearing deposits | 15,858,000 | 15,648,000 | 15,730,000 | 17,883,000 |
| Equity capital | 13,948,000 | 13,667,000 | 13,826,000 | 13,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,813,000 | 4,266,000 | 5,738,000 |
| Interest expense | 124,000 | 251,000 | 390,000 | 537,000 |
| Net interest income | 1,251,000 | 2,562,000 | 3,876,000 | 5,201,000 |
| Noninterest income | 108,000 | 173,000 | 223,000 | 49,000 |
| Noninterest expense | 708,000 | 1,492,000 | 2,258,000 | 3,071,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 651,000 | 1,243,000 | 1,841,000 | 2,179,000 |
| Income tax | -26,000 | -23,000 | -19,000 | -16,000 |
| Net income | 677,000 | 1,266,000 | 1,860,000 | 2,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,948,000 | 13,667,000 | 13,826,000 | 13,661,000 |
| Total capital | 15,222,000 | 15,028,000 | 15,214,000 | 15,092,000 |
| Risk-weighted assets | 101,540,000 | 108,585,000 | 110,739,000 | 114,309,000 |