Call reports 2013
FIRST STATE BANK OF FORREST — 2013
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 133,095,000 | 130,377,000 | 139,988,000 | 142,011,000 |
| Total loans | 109,728,000 | 114,088,000 | 119,703,000 | 121,382,000 |
| Allowance for loan losses | 1,629,000 | 1,629,000 | 1,629,000 | 1,647,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,767,000 | 8,767,000 | 8,801,000 | 8,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,266,000 | 113,793,000 | 118,261,000 | 120,137,000 |
| Interest-bearing deposits | 100,103,000 | 99,007,000 | 104,076,000 | 104,039,000 |
| Noninterest-bearing deposits | 16,163,000 | 14,786,000 | 14,185,000 | 16,098,000 |
| Equity capital | 13,700,000 | 13,480,000 | 13,588,000 | 13,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,344,000 | 2,707,000 | 4,107,000 | 5,524,000 |
| Interest expense | 124,000 | 234,000 | 345,000 | 476,000 |
| Net interest income | 1,220,000 | 2,473,000 | 3,762,000 | 5,048,000 |
| Noninterest income | 105,000 | 230,000 | 311,000 | 398,000 |
| Noninterest expense | 677,000 | 1,374,000 | 2,188,000 | 2,924,000 |
| Provision for loan losses | 1,000 | 19,000 | 19,000 | 24,000 |
| Pretax income | 647,000 | 1,310,000 | 1,866,000 | 2,498,000 |
| Income tax | 11,000 | 24,000 | 38,000 | 51,000 |
| Net income | 636,000 | 1,286,000 | 1,828,000 | 2,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,700,000 | 13,480,000 | 13,588,000 | 13,706,000 |
| Total capital | 14,792,000 | 14,611,000 | 14,782,000 | 14,919,000 |
| Risk-weighted assets | 86,836,000 | 89,969,000 | 95,099,000 | 96,616,000 |