Call reports 2012
FIRST STATE BANK OF FORREST — 2012
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 128,412,000 | 124,163,000 | 126,610,000 | 130,925,000 |
| Total loans | 99,398,000 | 104,301,000 | 105,184,000 | 110,661,000 |
| Allowance for loan losses | 1,624,000 | 1,627,000 | 1,628,000 | 1,629,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,278,000 | 9,475,000 | 8,683,000 | 8,622,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,205,000 | 108,146,000 | 110,224,000 | 114,259,000 |
| Interest-bearing deposits | 98,026,000 | 95,108,000 | 96,316,000 | 98,973,000 |
| Noninterest-bearing deposits | 14,179,000 | 13,038,000 | 13,908,000 | 15,286,000 |
| Equity capital | 13,003,000 | 12,873,000 | 13,229,000 | 13,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,764,000 | 4,142,000 | 5,517,000 |
| Interest expense | 179,000 | 325,000 | 463,000 | 594,000 |
| Net interest income | 1,202,000 | 2,439,000 | 3,679,000 | 4,923,000 |
| Noninterest income | 598,000 | 715,000 | 880,000 | 1,087,000 |
| Noninterest expense | 676,000 | 1,280,000 | 1,881,000 | 2,523,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 33,000 |
| Pretax income | 1,124,000 | 1,874,000 | 2,674,000 | 3,454,000 |
| Income tax | 46,000 | 56,000 | 65,000 | 75,000 |
| Net income | 1,078,000 | 1,818,000 | 2,609,000 | 3,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,003,000 | 12,873,000 | 13,229,000 | 13,499,000 |
| Total capital | 13,978,000 | 13,898,000 | 14,277,000 | 14,608,000 |
| Risk-weighted assets | 77,375,000 | 81,363,000 | 83,244,000 | 88,235,000 |