Call reports 2011
FIRST STATE BANK OF FORREST — 2011
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,763,000 | 119,634,000 | 123,331,000 | 124,381,000 |
| Total loans | 99,941,000 | 102,218,000 | 103,142,000 | 101,274,000 |
| Allowance for loan losses | 1,622,000 | 1,623,000 | 1,623,000 | 1,623,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,929,000 | 8,928,000 | 7,826,000 | 7,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,092,000 | 103,344,000 | 106,857,000 | 107,778,000 |
| Interest-bearing deposits | 91,237,000 | 91,663,000 | 94,756,000 | 95,238,000 |
| Noninterest-bearing deposits | 12,855,000 | 11,681,000 | 12,101,000 | 12,540,000 |
| Equity capital | 12,471,000 | 12,108,000 | 12,311,000 | 12,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,475,000 | 2,990,000 | 4,491,000 | 5,953,000 |
| Interest expense | 247,000 | 493,000 | 707,000 | 908,000 |
| Net interest income | 1,228,000 | 2,497,000 | 3,784,000 | 5,045,000 |
| Noninterest income | 78,000 | 170,000 | 285,000 | 398,000 |
| Noninterest expense | 705,000 | 1,439,000 | 2,143,000 | 2,826,000 |
| Provision for loan losses | 0 | 0 | 0 | 82,000 |
| Pretax income | 601,000 | 1,228,000 | 1,926,000 | 2,535,000 |
| Income tax | 31,000 | 31,000 | 31,000 | 31,000 |
| Net income | 570,000 | 1,197,000 | 1,895,000 | 2,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,471,000 | 12,108,000 | 12,311,000 | 12,420,000 |
| Total capital | 13,431,000 | 13,089,000 | 13,311,000 | 13,410,000 |
| Risk-weighted assets | 76,098,000 | 77,805,000 | 79,341,000 | 78,569,000 |