Call reports 2009
FIRST STATE BANK OF FORREST — 2009
What FIRST STATE BANK OF FORREST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 63,350,000 | 62,473,000 | 62,306,000 | 63,176,000 |
| Total loans | 46,826,000 | 45,272,000 | 44,486,000 | 45,186,000 |
| Allowance for loan losses | 758,000 | 758,000 | 758,000 | 758,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,358,000 | 3,347,000 | 3,332,000 | 3,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,621,000 | 55,790,000 | 55,553,000 | 56,350,000 |
| Interest-bearing deposits | 49,928,000 | 50,482,000 | 50,022,000 | 50,019,000 |
| Noninterest-bearing deposits | 5,693,000 | 5,308,000 | 5,531,000 | 6,331,000 |
| Equity capital | 5,619,000 | 5,586,000 | 5,648,000 | 5,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,651,000 | 2,411,000 | 3,174,000 |
| Interest expense | 329,000 | 622,000 | 888,000 | 1,133,000 |
| Net interest income | 498,000 | 1,029,000 | 1,523,000 | 2,041,000 |
| Noninterest income | 91,000 | 170,000 | 232,000 | 285,000 |
| Noninterest expense | 304,000 | 597,000 | 916,000 | 1,339,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 285,000 | 602,000 | 839,000 | 862,000 |
| Income tax | 15,000 | 15,000 | 15,000 | 15,000 |
| Net income | 270,000 | 587,000 | 824,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,619,000 | 5,586,000 | 5,648,000 | 5,671,000 |
| Total capital | 6,168,000 | 6,123,000 | 6,180,000 | 6,181,000 |
| Risk-weighted assets | 43,705,000 | 42,701,000 | 42,331,000 | 40,516,000 |