Call reports 2024
MCHENRY SAVINGS BANK — 2024
What MCHENRY SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Total assets | 314,093,000 | 324,127,000 |
| Total loans | 229,291,000 | 234,916,000 |
| Allowance for loan losses | 2,254,000 | 2,238,000 |
| Securities available for sale | 49,464,000 | 52,951,000 |
| Securities held to maturity | 10,350,000 | 10,178,000 |
| Trading assets | 0 | 0 |
| Total deposits | 242,242,000 | 239,652,000 |
| Interest-bearing deposits | 211,896,000 | 211,456,000 |
| Noninterest-bearing deposits | 30,346,000 | 28,196,000 |
| Equity capital | 27,687,000 | 28,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Interest income | 3,934,000 | 7,967,000 |
| Interest expense | 1,851,000 | 3,846,000 |
| Net interest income | 2,083,000 | 4,121,000 |
| Noninterest income | 478,000 | 845,000 |
| Noninterest expense | 1,736,000 | 3,521,000 |
| Provision for loan losses | -40,000 | -40,000 |
| Pretax income | 883,000 | 1,503,000 |
| Income tax | 199,000 | 324,000 |
| Net income | 684,000 | 1,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Tier 1 capital | 28,846,000 | 29,341,000 |
| Total capital | 30,912,000 | 31,505,000 |
| Risk-weighted assets | 245,321,000 | 252,279,000 |