Call reports 2022
MCHENRY SAVINGS BANK — 2022
What MCHENRY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 293,983,000 | 313,912,000 | 321,721,000 | 328,083,000 |
| Total loans | 196,787,000 | 221,043,000 | 224,622,000 | 228,847,000 |
| Allowance for loan losses | 1,687,000 | 1,957,000 | 1,996,000 | 1,990,000 |
| Securities available for sale | 65,984,000 | 64,490,000 | 60,178,000 | 61,294,000 |
| Securities held to maturity | 12,880,000 | 12,724,000 | 13,542,000 | 13,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,993,000 | 271,744,000 | 272,964,000 | 266,555,000 |
| Interest-bearing deposits | 216,972,000 | 232,106,000 | 236,198,000 | 229,884,000 |
| Noninterest-bearing deposits | 36,021,000 | 39,639,000 | 36,766,000 | 36,671,000 |
| Equity capital | 24,228,000 | 23,813,000 | 24,071,000 | 24,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,201,000 | 4,770,000 | 7,798,000 | 11,187,000 |
| Interest expense | 308,000 | 696,000 | 1,397,000 | 2,563,000 |
| Net interest income | 1,893,000 | 4,074,000 | 6,401,000 | 8,624,000 |
| Noninterest income | 432,000 | 628,000 | 883,000 | 1,052,000 |
| Noninterest expense | 1,887,000 | 3,642,000 | 5,482,000 | 7,348,000 |
| Provision for loan losses | 62,000 | 326,000 | 325,000 | 325,000 |
| Pretax income | 368,000 | 721,000 | 1,461,000 | 1,975,000 |
| Income tax | -41,000 | 16,000 | 171,000 | 109,000 |
| Net income | 409,000 | 705,000 | 1,290,000 | 1,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,884,000 | 25,205,000 | 25,886,000 | 26,194,000 |
| Total capital | 26,571,000 | 27,162,000 | 27,882,000 | 28,184,000 |
| Risk-weighted assets | 206,784,000 | 234,533,000 | 241,175,000 | 246,587,000 |