Call reports 2021
MCHENRY SAVINGS BANK — 2021
What MCHENRY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 274,736,000 | 267,872,000 | 272,760,000 | 279,826,000 |
| Total loans | 196,463,000 | 196,893,000 | 188,126,000 | 185,336,000 |
| Allowance for loan losses | 1,602,000 | 1,605,000 | 1,624,000 | 1,626,000 |
| Securities available for sale | 34,215,000 | 37,877,000 | 51,600,000 | 64,359,000 |
| Securities held to maturity | 13,692,000 | 12,010,000 | 11,893,000 | 13,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,369,000 | 226,219,000 | 230,754,000 | 237,705,000 |
| Interest-bearing deposits | 190,834,000 | 193,363,000 | 196,875,000 | 201,592,000 |
| Noninterest-bearing deposits | 37,535,000 | 32,855,000 | 33,879,000 | 36,114,000 |
| Equity capital | 23,034,000 | 24,608,000 | 25,022,000 | 25,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,481,000 | 5,378,000 | 7,790,000 | 10,144,000 |
| Interest expense | 381,000 | 749,000 | 1,072,000 | 1,381,000 |
| Net interest income | 2,100,000 | 4,629,000 | 6,718,000 | 8,763,000 |
| Noninterest income | 256,000 | 551,000 | 1,101,000 | 1,331,000 |
| Noninterest expense | 1,839,000 | 3,937,000 | 5,871,000 | 7,580,000 |
| Provision for loan losses | 79,000 | 105,000 | 105,000 | 105,000 |
| Pretax income | 451,000 | 1,150,000 | 1,861,000 | 2,454,000 |
| Income tax | 0 | -816,000 | -587,000 | -536,000 |
| Net income | 451,000 | 1,966,000 | 2,448,000 | 2,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,627,000 | 23,599,000 | 24,464,000 | 24,935,000 |
| Total capital | 24,229,000 | 25,204,000 | 26,088,000 | 26,561,000 |
| Risk-weighted assets | 177,110,000 | 183,286,000 | 188,792,000 | 192,152,000 |