Call reports 2020
MCHENRY SAVINGS BANK — 2020
What MCHENRY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 239,177,000 | 257,470,000 | 261,641,000 | 260,421,000 |
| Total loans | 175,120,000 | 184,713,000 | 195,518,000 | 192,241,000 |
| Allowance for loan losses | 1,256,000 | 1,362,000 | 1,478,000 | 1,527,000 |
| Securities available for sale | 27,444,000 | 32,497,000 | 27,986,000 | 30,228,000 |
| Securities held to maturity | 15,484,000 | 15,066,000 | 14,951,000 | 13,543,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,460,000 | 205,095,000 | 215,910,000 | 215,271,000 |
| Interest-bearing deposits | 164,022,000 | 174,014,000 | 183,586,000 | 182,521,000 |
| Noninterest-bearing deposits | 25,438,000 | 31,081,000 | 32,324,000 | 32,749,000 |
| Equity capital | 21,793,000 | 21,942,000 | 22,276,000 | 22,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,353,000 | 4,677,000 | 7,184,000 | 9,653,000 |
| Interest expense | 670,000 | 1,249,000 | 1,758,000 | 2,179,000 |
| Net interest income | 1,683,000 | 3,428,000 | 5,426,000 | 7,474,000 |
| Noninterest income | 205,000 | 477,000 | 728,000 | 988,000 |
| Noninterest expense | 2,011,000 | 3,775,000 | 5,574,000 | 7,388,000 |
| Provision for loan losses | 144,000 | 259,000 | 414,000 | 499,000 |
| Pretax income | -127,000 | 5,000 | 306,000 | 720,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -127,000 | 5,000 | 306,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,183,000 | 21,359,000 | 21,694,000 | 22,142,000 |
| Total capital | 22,439,000 | 22,721,000 | 23,172,000 | 23,669,000 |
| Risk-weighted assets | 158,995,000 | 164,361,000 | 171,837,000 | 175,693,000 |