Call reports 2019
MCHENRY SAVINGS BANK — 2019
What MCHENRY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 226,170,000 | 226,596,000 | 230,251,000 | 226,853,000 |
| Total loans | 133,234,000 | 143,534,000 | 155,033,000 | 155,703,000 |
| Allowance for loan losses | 1,023,000 | 1,061,000 | 1,113,000 | 1,108,000 |
| Securities available for sale | 49,982,000 | 47,070,000 | 44,763,000 | 37,110,000 |
| Securities held to maturity | 10,616,000 | 10,613,000 | 10,508,000 | 12,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,241,000 | 186,471,000 | 185,120,000 | 179,860,000 |
| Interest-bearing deposits | 144,837,000 | 160,569,000 | 159,981,000 | 153,130,000 |
| Noninterest-bearing deposits | 28,403,000 | 25,902,000 | 25,139,000 | 26,730,000 |
| Equity capital | 21,245,000 | 21,496,000 | 21,865,000 | 21,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,356,000 | 6,853,000 | 9,213,000 |
| Interest expense | 487,000 | 1,162,000 | 1,883,000 | 2,565,000 |
| Net interest income | 1,564,000 | 3,194,000 | 4,970,000 | 6,648,000 |
| Noninterest income | 436,000 | 623,000 | 1,152,000 | 1,336,000 |
| Noninterest expense | 2,006,000 | 3,985,000 | 5,925,000 | 7,730,000 |
| Provision for loan losses | 0 | 50,000 | 173,000 | 173,000 |
| Pretax income | -6,000 | -202,000 | 40,000 | 179,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -202,000 | 40,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,977,000 | 20,837,000 | 21,113,000 | 21,287,000 |
| Total capital | 22,000,000 | 21,898,000 | 22,226,000 | 22,395,000 |
| Risk-weighted assets | 128,903,000 | 131,485,000 | 162,135,000 | 142,750,000 |