Call reports 2018
MCHENRY SAVINGS BANK — 2018
What MCHENRY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 224,602,000 | 213,017,000 | 200,221,000 | 201,650,000 |
| Total loans | 148,043,000 | 142,740,000 | 138,285,000 | 130,546,000 |
| Allowance for loan losses | 1,686,000 | 1,345,000 | 1,185,000 | 1,080,000 |
| Securities available for sale | 20,039,000 | 17,684,000 | 35,991,000 | 46,563,000 |
| Securities held to maturity | 11,232,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,605,000 | 175,722,000 | 169,197,000 | 164,297,000 |
| Interest-bearing deposits | 151,011,000 | 145,919,000 | 143,568,000 | 136,573,000 |
| Noninterest-bearing deposits | 31,594,000 | 29,803,000 | 25,629,000 | 27,724,000 |
| Equity capital | 21,136,000 | 20,662,000 | 20,670,000 | 20,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,050,000 | 4,071,000 | 6,284,000 | 8,210,000 |
| Interest expense | 283,000 | 537,000 | 839,000 | 1,210,000 |
| Net interest income | 1,767,000 | 3,534,000 | 5,445,000 | 7,000,000 |
| Noninterest income | 81,000 | 283,000 | 385,000 | 796,000 |
| Noninterest expense | 2,253,000 | 4,508,000 | 6,273,000 | 8,204,000 |
| Provision for loan losses | 0 | 0 | 65,000 | 326,000 |
| Pretax income | -405,000 | -1,246,000 | -1,063,000 | -1,289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -405,000 | -1,246,000 | -1,063,000 | -1,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,189,000 | 20,990,000 | 21,174,000 | 20,962,000 |
| Total capital | 22,875,000 | 22,335,000 | 22,359,000 | 22,042,000 |
| Risk-weighted assets | 136,997,000 | 127,823,000 | 127,621,000 | 133,987,000 |