Call reports 2017
MCHENRY SAVINGS BANK — 2017
What MCHENRY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 238,772,000 | 243,790,000 | 228,190,000 | 222,649,000 |
| Total loans | 155,719,000 | 157,325,000 | 153,420,000 | 151,097,000 |
| Allowance for loan losses | 1,781,000 | 1,726,000 | 1,878,000 | 1,720,000 |
| Securities available for sale | 29,295,000 | 30,260,000 | 21,148,000 | 23,254,000 |
| Securities held to maturity | 15,724,000 | 15,119,000 | 14,834,000 | 11,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,773,000 | 208,246,000 | 189,509,000 | 184,380,000 |
| Interest-bearing deposits | 181,613,000 | 179,758,000 | 161,870,000 | 157,899,000 |
| Noninterest-bearing deposits | 30,160,000 | 28,488,000 | 27,639,000 | 26,481,000 |
| Equity capital | 8,927,000 | 8,752,000 | 8,247,000 | 8,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,155,000 | 4,342,000 | 6,492,000 | 8,539,000 |
| Interest expense | 295,000 | 591,000 | 882,000 | 1,182,000 |
| Net interest income | 1,860,000 | 3,751,000 | 5,610,000 | 7,357,000 |
| Noninterest income | 153,000 | 371,000 | 604,000 | 810,000 |
| Noninterest expense | 2,229,000 | 4,509,000 | 6,918,000 | 9,074,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 200,000 |
| Pretax income | -217,000 | -388,000 | -908,000 | -990,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -217,000 | -388,000 | -908,000 | -990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,876,000 | 8,686,000 | 8,141,000 | 8,008,000 |
| Total capital | 10,657,000 | 10,412,000 | 9,980,000 | 9,728,000 |
| Risk-weighted assets | 145,445,000 | 149,488,000 | 147,121,000 | 139,664,000 |