Call reports 2016
MCHENRY SAVINGS BANK — 2016
What MCHENRY SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 253,084,000 | 252,507,000 | 254,720,000 | 253,474,000 |
| Total loans | 154,013,000 | 157,145,000 | 155,452,000 | 152,603,000 |
| Allowance for loan losses | 2,097,000 | 1,985,000 | 1,954,000 | 1,801,000 |
| Securities available for sale | 33,794,000 | 23,766,000 | 29,186,000 | 35,347,000 |
| Securities held to maturity | 15,517,000 | 28,040,000 | 22,904,000 | 20,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,811,000 | 229,463,000 | 231,899,000 | 230,936,000 |
| Interest-bearing deposits | 202,137,000 | 202,505,000 | 204,861,000 | 201,987,000 |
| Noninterest-bearing deposits | 27,674,000 | 26,958,000 | 27,038,000 | 28,949,000 |
| Equity capital | 9,348,000 | 9,472,000 | 9,449,000 | 9,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,326,000 | 4,650,000 | 7,012,000 | 9,232,000 |
| Interest expense | 298,000 | 594,000 | 901,000 | 1,220,000 |
| Net interest income | 2,028,000 | 4,056,000 | 6,111,000 | 8,012,000 |
| Noninterest income | 133,000 | 384,000 | 641,000 | 802,000 |
| Noninterest expense | 2,036,000 | 4,327,000 | 6,559,000 | 8,590,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 113,000 | 193,000 | 224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 113,000 | 193,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,157,000 | 9,197,000 | 9,239,000 | 9,105,000 |
| Total capital | 10,896,000 | 11,043,000 | 11,011,000 | 10,898,000 |
| Risk-weighted assets | 138,767,000 | 147,579,000 | 141,623,000 | 143,510,000 |