Call reports 2015
MCHENRY SAVINGS BANK — 2015
What MCHENRY SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 254,486,000 | 246,406,000 | 246,048,000 | 245,281,000 |
| Total loans | 152,155,000 | 151,911,000 | 152,604,000 | 152,851,000 |
| Allowance for loan losses | 2,626,000 | 2,496,000 | 2,421,000 | 2,340,000 |
| Securities available for sale | 33,654,000 | 32,909,000 | 33,263,000 | 32,885,000 |
| Securities held to maturity | 16,386,000 | 15,857,000 | 15,699,000 | 15,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,239,000 | 224,359,000 | 224,227,000 | 223,244,000 |
| Interest-bearing deposits | 205,117,000 | 200,062,000 | 200,167,000 | 197,051,000 |
| Noninterest-bearing deposits | 26,122,000 | 24,297,000 | 24,060,000 | 26,193,000 |
| Equity capital | 9,051,000 | 8,028,000 | 8,128,000 | 8,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,248,000 | 4,475,000 | 6,712,000 | 9,379,000 |
| Interest expense | 303,000 | 601,000 | 913,000 | 1,215,000 |
| Net interest income | 1,945,000 | 3,874,000 | 5,799,000 | 8,164,000 |
| Noninterest income | 289,000 | 493,000 | 659,000 | 978,000 |
| Noninterest expense | 2,317,000 | 4,796,000 | 7,223,000 | 9,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -43,000 | -389,000 | -725,000 | -230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -43,000 | -389,000 | -725,000 | -230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,367,000 | 8,935,000 | 8,599,000 | 8,953,000 |
| Total capital | 11,046,000 | 10,741,000 | 10,436,000 | 10,796,000 |
| Risk-weighted assets | 133,412,000 | 143,827,000 | 146,327,000 | 146,949,000 |