Call reports 2014
MCHENRY SAVINGS BANK — 2014
What MCHENRY SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 254,927,000 | 263,587,000 | 257,135,000 | 261,805,000 |
| Total loans | 157,780,000 | 156,456,000 | 156,867,000 | 153,040,000 |
| Allowance for loan losses | 2,830,000 | 2,724,000 | 2,754,000 | 2,732,000 |
| Securities available for sale | 38,894,000 | 38,853,000 | 38,474,000 | 36,277,000 |
| Securities held to maturity | 18,055,000 | 17,772,000 | 17,448,000 | 17,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,574,000 | 239,889,000 | 234,237,000 | 238,059,000 |
| Interest-bearing deposits | 210,290,000 | 217,075,000 | 211,865,000 | 211,788,000 |
| Noninterest-bearing deposits | 22,284,000 | 22,814,000 | 22,372,000 | 26,271,000 |
| Equity capital | 6,433,000 | 7,626,000 | 8,006,000 | 8,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,297,000 | 4,595,000 | 6,977,000 | 9,344,000 |
| Interest expense | 287,000 | 579,000 | 879,000 | 1,195,000 |
| Net interest income | 2,010,000 | 4,016,000 | 6,098,000 | 8,149,000 |
| Noninterest income | 408,000 | 992,000 | 1,314,000 | 1,662,000 |
| Noninterest expense | 2,299,000 | 4,583,000 | 6,764,000 | 9,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 423,000 | 590,000 | 397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 423,000 | 590,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,056,000 | 9,399,000 | 9,530,000 | 9,360,000 |
| Total capital | 10,924,000 | 11,318,000 | 11,396,000 | 11,128,000 |
| Risk-weighted assets | 148,453,000 | 152,722,000 | 148,579,000 | 140,456,000 |