Call reports 2013
MCHENRY SAVINGS BANK — 2013
What MCHENRY SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 244,768,000 | 246,097,000 | 251,425,000 | 252,671,000 |
| Total loans | 149,642,000 | 151,921,000 | 152,516,000 | 154,967,000 |
| Allowance for loan losses | 4,155,000 | 3,391,000 | 3,422,000 | 3,007,000 |
| Securities available for sale | 23,029,000 | 40,915,000 | 39,356,000 | 38,575,000 |
| Securities held to maturity | 21,609,000 | 19,392,000 | 18,799,000 | 18,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,534,000 | 223,590,000 | 229,849,000 | 231,699,000 |
| Interest-bearing deposits | 196,484,000 | 202,678,000 | 209,861,000 | 210,986,000 |
| Noninterest-bearing deposits | 22,050,000 | 20,912,000 | 19,988,000 | 20,713,000 |
| Equity capital | 9,306,000 | 7,362,000 | 5,874,000 | 5,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,369,000 | 4,736,000 | 6,999,000 | 9,344,000 |
| Interest expense | 288,000 | 557,000 | 840,000 | 1,129,000 |
| Net interest income | 2,081,000 | 4,179,000 | 6,159,000 | 8,215,000 |
| Noninterest income | 203,000 | 476,000 | 634,000 | 997,000 |
| Noninterest expense | 2,300,000 | 4,622,000 | 6,925,000 | 9,275,000 |
| Provision for loan losses | 140,000 | 140,000 | 140,000 | 140,000 |
| Pretax income | -156,000 | -108,000 | -273,000 | -481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -156,000 | -108,000 | -273,000 | -481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,478,000 | 9,325,000 | 9,125,000 | 8,856,000 |
| Total capital | 11,270,000 | 11,170,000 | 10,954,000 | 10,711,000 |
| Risk-weighted assets | 141,101,000 | 146,068,000 | 144,716,000 | 147,218,000 |