Call reports 2011
MCHENRY SAVINGS BANK — 2011
What MCHENRY SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 278,975,000 | 258,965,000 | 257,947,000 | 260,983,000 |
| Total loans | 178,426,000 | 170,021,000 | 165,739,000 | 173,882,000 |
| Allowance for loan losses | 3,506,000 | 3,762,000 | 3,674,000 | 4,440,000 |
| Securities available for sale | 42,981,000 | 17,707,000 | 21,020,000 | 17,840,000 |
| Securities held to maturity | 15,080,000 | 12,796,000 | 10,450,000 | 10,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,683,000 | 212,203,000 | 211,347,000 | 222,602,000 |
| Interest-bearing deposits | 207,163,000 | 193,387,000 | 192,751,000 | 202,861,000 |
| Noninterest-bearing deposits | 20,520,000 | 18,816,000 | 18,596,000 | 19,741,000 |
| Equity capital | 11,175,000 | 10,934,000 | 10,752,000 | 8,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,408,000 | 6,140,000 | 9,048,000 | 11,527,000 |
| Interest expense | 883,000 | 1,696,000 | 2,395,000 | 3,063,000 |
| Net interest income | 2,525,000 | 4,444,000 | 6,653,000 | 8,464,000 |
| Noninterest income | 402,000 | 645,000 | 1,124,000 | 1,528,000 |
| Noninterest expense | 2,917,000 | 5,331,000 | 7,916,000 | 11,093,000 |
| Provision for loan losses | 575,000 | 775,000 | 1,120,000 | 2,025,000 |
| Pretax income | -568,000 | -982,000 | -1,196,000 | -3,063,000 |
| Income tax | -11,000 | -90,000 | -90,000 | -88,000 |
| Net income | -557,000 | -892,000 | -1,106,000 | -2,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,450,000 | 11,115,000 | 10,900,000 | 9,032,000 |
| Total capital | 13,537,000 | 13,041,000 | 12,844,000 | 11,126,000 |
| Risk-weighted assets | 166,064,000 | 152,260,000 | 153,706,000 | 165,009,000 |