Call reports 2010
MCHENRY SAVINGS BANK — 2010
What MCHENRY SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 278,990,000 | 268,283,000 | 271,295,000 | 299,810,000 |
| Total loans | 214,699,000 | 212,101,000 | 208,205,000 | 195,542,000 |
| Allowance for loan losses | 5,925,000 | 4,885,000 | 4,581,000 | 2,959,000 |
| Securities available for sale | 17,000 | 16,000 | 17,000 | 31,342,000 |
| Securities held to maturity | 18,712,000 | 20,965,000 | 24,083,000 | 18,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,121,000 | 204,225,000 | 212,823,000 | 243,533,000 |
| Interest-bearing deposits | 194,793,000 | 185,727,000 | 194,773,000 | 223,896,000 |
| Noninterest-bearing deposits | 19,328,000 | 18,498,000 | 18,050,000 | 19,637,000 |
| Equity capital | 13,904,000 | 14,459,000 | 14,649,000 | 11,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,835,000 | 7,361,000 | 10,714,000 | 14,300,000 |
| Interest expense | 1,129,000 | 2,196,000 | 3,173,000 | 4,168,000 |
| Net interest income | 2,706,000 | 5,165,000 | 7,541,000 | 10,132,000 |
| Noninterest income | 288,000 | 736,000 | 1,012,000 | 1,436,000 |
| Noninterest expense | 2,391,000 | 4,821,000 | 7,280,000 | 11,412,000 |
| Provision for loan losses | 4,557,000 | 4,353,000 | 4,353,000 | 5,908,000 |
| Pretax income | -3,996,000 | -3,350,000 | -3,161,000 | -6,234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,996,000 | -3,350,000 | -3,161,000 | -6,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,790,000 | 14,414,000 | 14,603,000 | 12,007,000 |
| Total capital | 16,263,000 | 16,825,000 | 16,991,000 | 14,315,000 |
| Risk-weighted assets | 194,462,000 | 190,321,000 | 188,713,000 | 184,458,000 |