Call reports 2005
MCHENRY SAVINGS BANK — 2005
What MCHENRY SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 227,073,000 | 246,591,000 | 257,423,000 | 265,424,000 |
| Total loans | 186,285,000 | 195,968,000 | 213,362,000 | 219,296,000 |
| Allowance for loan losses | 1,023,000 | 1,122,000 | 1,212,000 | 1,300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,083,000 | 15,032,000 | 18,387,000 | 19,549,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,066,000 | 194,119,000 | 194,958,000 | 186,275,000 |
| Interest-bearing deposits | 159,363,000 | 170,246,000 | 174,126,000 | 163,622,000 |
| Noninterest-bearing deposits | 21,703,000 | 23,873,000 | 20,832,000 | 22,653,000 |
| Equity capital | 14,551,000 | 15,872,000 | 16,048,000 | 16,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,760,000 | 5,692,000 | 8,819,000 | 12,264,000 |
| Interest expense | 950,000 | 2,063,000 | 3,443,000 | 5,096,000 |
| Net interest income | 1,810,000 | 3,629,000 | 5,376,000 | 7,168,000 |
| Noninterest income | 305,000 | 848,000 | 1,287,000 | 1,672,000 |
| Noninterest expense | 1,866,000 | 3,738,000 | 5,596,000 | 7,479,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 159,000 | 559,000 | 797,000 | 1,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 559,000 | 797,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,498,000 | 15,820,000 | 15,993,000 | 15,968,000 |
| Total capital | 15,521,000 | 16,942,000 | 17,205,000 | 17,268,000 |
| Risk-weighted assets | 147,074,000 | 154,712,000 | 162,229,000 | 165,301,000 |
Machine access — free, no API key
Every figure shown here about MCHENRY SAVINGS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.