Call reports 2025
MUTUAL FEDERAL BANK — 2025
What MUTUAL FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 96,955,000 | 97,485,000 | 94,561,000 | 97,312,000 |
| Total loans | 85,828,000 | 84,949,000 | 83,804,000 | 86,299,000 |
| Allowance for loan losses | 1,318,000 | 1,318,000 | 1,318,000 | 1,276,000 |
| Securities available for sale | 5,000 | 3,000 | 1,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,217,000 | 63,590,000 | 62,526,000 | 63,116,000 |
| Interest-bearing deposits | 58,725,000 | 58,625,000 | 58,013,000 | 58,708,000 |
| Noninterest-bearing deposits | 4,492,000 | 4,965,000 | 4,513,000 | 4,408,000 |
| Equity capital | 15,207,000 | 15,349,000 | 15,497,000 | 15,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,341,000 | 2,649,000 | 3,921,000 | 5,148,000 |
| Interest expense | 459,000 | 910,000 | 1,328,000 | 1,737,000 |
| Net interest income | 882,000 | 1,739,000 | 2,593,000 | 3,411,000 |
| Noninterest income | 37,000 | 50,000 | 65,000 | 71,000 |
| Noninterest expense | 750,000 | 1,478,000 | 2,199,000 | 2,877,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 169,000 | 311,000 | 459,000 | 605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 311,000 | 459,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,207,000 | 15,349,000 | 15,497,000 | 15,644,000 |
| Total capital | 16,039,000 | 16,177,000 | 16,316,000 | 16,492,000 |
| Risk-weighted assets | 66,147,000 | 65,791,000 | 65,071,000 | 67,460,000 |