Call reports 2022
MUTUAL FEDERAL BANK — 2022
What MUTUAL FEDERAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 95,184,000 | 109,232,000 | 120,766,000 | 116,920,000 |
| Total loans | 70,247,000 | 95,704,000 | 104,142,000 | 101,475,000 |
| Allowance for loan losses | 953,000 | 957,000 | 1,011,000 | 1,016,000 |
| Securities available for sale | 82,000 | 70,000 | 58,000 | 51,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,629,000 | 73,069,000 | 72,791,000 | 70,541,000 |
| Interest-bearing deposits | 67,567,000 | 67,094,000 | 66,267,000 | 64,157,000 |
| Noninterest-bearing deposits | 6,062,000 | 5,975,000 | 6,524,000 | 6,384,000 |
| Equity capital | 15,503,000 | 15,469,000 | 15,375,000 | 15,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,716,000 | 2,891,000 | 4,201,000 |
| Interest expense | 70,000 | 180,000 | 387,000 | 685,000 |
| Net interest income | 710,000 | 1,536,000 | 2,504,000 | 3,516,000 |
| Noninterest income | 761,000 | 1,851,000 | 2,591,000 | 3,202,000 |
| Noninterest expense | 1,676,000 | 3,625,000 | 5,376,000 | 6,795,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | -205,000 | -238,000 | -331,000 | -127,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -205,000 | -238,000 | -331,000 | -127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,503,000 | 15,470,000 | 15,377,000 | 15,581,000 |
| Total capital | 16,285,000 | 16,401,000 | 16,388,000 | 16,576,000 |
| Risk-weighted assets | 62,454,000 | 74,454,000 | 83,013,000 | 79,600,000 |