Call reports 2021
MUTUAL FEDERAL BANK — 2021
What MUTUAL FEDERAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 92,106,000 | 99,881,000 | 96,835,000 | 92,759,000 |
| Total loans | 64,965,000 | 61,436,000 | 63,575,000 | 66,206,000 |
| Allowance for loan losses | 921,000 | 924,000 | 928,000 | 950,000 |
| Securities available for sale | 147,000 | 130,000 | 112,000 | 99,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,453,000 | 73,554,000 | 70,541,000 | 71,002,000 |
| Interest-bearing deposits | 65,542,000 | 68,492,000 | 65,669,000 | 65,808,000 |
| Noninterest-bearing deposits | 4,911,000 | 5,062,000 | 4,872,000 | 5,194,000 |
| Equity capital | 15,332,000 | 15,295,000 | 15,335,000 | 15,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,569,000 | 2,294,000 | 3,236,000 |
| Interest expense | 84,000 | 162,000 | 238,000 | 311,000 |
| Net interest income | 697,000 | 1,407,000 | 2,056,000 | 2,925,000 |
| Noninterest income | 1,753,000 | 3,085,000 | 4,307,000 | 5,668,000 |
| Noninterest expense | 2,362,000 | 4,441,000 | 6,272,000 | 8,127,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 51,000 | 91,000 | 466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 51,000 | 91,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,329,000 | 15,292,000 | 15,333,000 | 15,708,000 |
| Total capital | 16,160,000 | 16,078,000 | 16,092,000 | 16,480,000 |
| Risk-weighted assets | 66,447,000 | 62,804,000 | 60,543,000 | 61,628,000 |