Call reports 2019
MUTUAL FEDERAL BANK — 2019
What MUTUAL FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 71,943,000 | 72,619,000 | 71,805,000 | 70,824,000 |
| Total loans | 52,036,000 | 51,322,000 | 58,864,000 | 59,391,000 |
| Allowance for loan losses | 620,000 | 683,000 | 683,000 | 721,000 |
| Securities available for sale | 1,291,000 | 1,277,000 | 1,258,000 | 1,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,085,000 | 58,315,000 | 57,195,000 | 56,123,000 |
| Interest-bearing deposits | 54,811,000 | 53,486,000 | 53,843,000 | 52,736,000 |
| Noninterest-bearing deposits | 3,274,000 | 4,829,000 | 3,352,000 | 3,387,000 |
| Equity capital | 13,401,000 | 13,732,000 | 13,801,000 | 13,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,822,000 | 2,605,000 | 3,615,000 |
| Interest expense | 124,000 | 252,000 | 378,000 | 503,000 |
| Net interest income | 657,000 | 1,570,000 | 2,227,000 | 3,112,000 |
| Noninterest income | 247,000 | 1,124,000 | 2,202,000 | 3,014,000 |
| Noninterest expense | 1,014,000 | 2,480,000 | 4,147,000 | 5,782,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -110,000 | 214,000 | 282,000 | 344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -110,000 | 214,000 | 282,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,408,000 | 13,732,000 | 13,800,000 | 13,862,000 |
| Total capital | 14,028,000 | 14,415,000 | 14,483,000 | 14,583,000 |
| Risk-weighted assets | 64,338,000 | 64,380,000 | 68,748,000 | 68,537,000 |