Call reports 2018
MUTUAL FEDERAL BANK — 2018
What MUTUAL FEDERAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 83,902,000 | 88,744,000 | 75,635,000 | 71,681,000 |
| Total loans | 62,909,000 | 66,739,000 | 60,405,000 | 52,038,000 |
| Allowance for loan losses | 953,000 | 961,000 | 963,000 | 909,000 |
| Securities available for sale | 2,500,000 | 1,909,000 | 1,689,000 | 1,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,958,000 | 70,692,000 | 61,678,000 | 57,808,000 |
| Interest-bearing deposits | 67,099,000 | 67,553,000 | 58,730,000 | 54,733,000 |
| Noninterest-bearing deposits | 2,859,000 | 3,139,000 | 2,948,000 | 3,075,000 |
| Equity capital | 13,329,000 | 13,251,000 | 13,393,000 | 13,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 2,021,000 | 2,998,000 | 3,907,000 |
| Interest expense | 162,000 | 338,000 | 493,000 | 618,000 |
| Net interest income | 853,000 | 1,683,000 | 2,505,000 | 3,289,000 |
| Noninterest income | 276,000 | 765,000 | 1,272,000 | 1,503,000 |
| Noninterest expense | 1,239,000 | 2,637,000 | 3,824,000 | 4,733,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -110,000 | -189,000 | -47,000 | 59,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -110,000 | -189,000 | -47,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,349,000 | 13,270,000 | 13,412,000 | 13,518,000 |
| Total capital | 14,140,000 | 14,123,000 | 14,269,000 | 14,327,000 |
| Risk-weighted assets | 63,190,000 | 68,177,000 | 68,496,000 | 64,650,000 |