Call reports 2016
MUTUAL FEDERAL BANK — 2016
What MUTUAL FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 80,357,000 | 79,719,000 | 79,046,000 | 77,888,000 |
| Total loans | 62,014,000 | 63,013,000 | 63,692,000 | 65,192,000 |
| Allowance for loan losses | 874,000 | 848,000 | 825,000 | 863,000 |
| Securities available for sale | 5,427,000 | 5,069,000 | 4,997,000 | 4,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,677,000 | 66,020,000 | 65,122,000 | 63,783,000 |
| Interest-bearing deposits | 62,816,000 | 63,537,000 | 63,056,000 | 61,202,000 |
| Noninterest-bearing deposits | 3,861,000 | 2,483,000 | 2,066,000 | 2,581,000 |
| Equity capital | 13,251,000 | 13,300,000 | 13,418,000 | 13,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,720,000 | 2,603,000 | 3,517,000 |
| Interest expense | 100,000 | 202,000 | 309,000 | 416,000 |
| Net interest income | 768,000 | 1,518,000 | 2,294,000 | 3,101,000 |
| Noninterest income | 111,000 | 134,000 | 249,000 | 403,000 |
| Noninterest expense | 795,000 | 1,529,000 | 2,300,000 | 3,174,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 123,000 | 243,000 | 330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 123,000 | 243,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,247,000 | 13,286,000 | 13,406,000 | 13,493,000 |
| Total capital | 13,991,000 | 14,032,000 | 14,138,000 | 14,236,000 |
| Risk-weighted assets | 59,398,000 | 59,623,000 | 58,505,000 | 59,346,000 |