Call reports 2015
MUTUAL FEDERAL BANK — 2015
What MUTUAL FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 81,707,000 | 81,777,000 | 77,436,000 | 79,666,000 |
| Total loans | 65,156,000 | 62,766,000 | 66,262,000 | 64,372,000 |
| Allowance for loan losses | 890,000 | 866,000 | 878,000 | 876,000 |
| Securities available for sale | 5,123,000 | 6,843,000 | 5,213,000 | 5,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,469,000 | 68,488,000 | 63,939,000 | 66,093,000 |
| Interest-bearing deposits | 66,550,000 | 66,233,000 | 61,182,000 | 63,196,000 |
| Noninterest-bearing deposits | 1,919,000 | 2,255,000 | 2,757,000 | 2,897,000 |
| Equity capital | 13,001,000 | 13,011,000 | 13,068,000 | 13,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,730,000 | 2,600,000 | 3,507,000 |
| Interest expense | 133,000 | 270,000 | 400,000 | 501,000 |
| Net interest income | 741,000 | 1,460,000 | 2,200,000 | 3,006,000 |
| Noninterest income | 19,000 | 18,000 | 142,000 | 238,000 |
| Noninterest expense | 699,000 | 1,397,000 | 2,207,000 | 3,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 81,000 | 135,000 | 239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 81,000 | 135,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,984,000 | 13,004,000 | 13,058,000 | 13,163,000 |
| Total capital | 13,747,000 | 13,745,000 | 13,830,000 | 13,922,000 |
| Risk-weighted assets | 60,925,000 | 59,190,000 | 61,676,000 | 60,662,000 |