Call reports 2013
MUTUAL FEDERAL BANK — 2013
What MUTUAL FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 73,991,000 | 74,532,000 | 75,207,000 | 77,744,000 |
| Total loans | 51,598,000 | 55,234,000 | 55,816,000 | 60,044,000 |
| Allowance for loan losses | 1,319,000 | 1,256,000 | 1,178,000 | 1,074,000 |
| Securities available for sale | 7,287,000 | 6,682,000 | 6,085,000 | 6,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,311,000 | 642,000 | 324,000 | 0 |
| Total deposits | 60,968,000 | 61,647,000 | 62,337,000 | 64,625,000 |
| Interest-bearing deposits | 59,685,000 | 59,963,000 | 60,947,000 | 62,697,000 |
| Noninterest-bearing deposits | 1,283,000 | 1,684,000 | 1,390,000 | 1,928,000 |
| Equity capital | 12,641,000 | 12,599,000 | 12,606,000 | 12,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,558,000 | 2,361,000 | 3,214,000 |
| Interest expense | 130,000 | 260,000 | 392,000 | 523,000 |
| Net interest income | 637,000 | 1,298,000 | 1,969,000 | 2,691,000 |
| Noninterest income | 25,000 | 36,000 | 11,000 | 29,000 |
| Noninterest expense | 672,000 | 1,339,000 | 1,966,000 | 2,611,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -7,000 | -2,000 | 17,000 | 112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | -2,000 | 17,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,567,000 | 12,571,000 | 12,587,000 | 12,678,000 |
| Total capital | 13,206,000 | 13,245,000 | 13,264,000 | 13,401,000 |
| Risk-weighted assets | 50,427,000 | 53,385,000 | 53,658,000 | 57,492,000 |