Call reports 2012
MUTUAL FEDERAL BANK — 2012
What MUTUAL FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,966,000 | 74,865,000 | 74,147,000 | 73,949,000 |
| Total loans | 51,951,000 | 53,808,000 | 52,458,000 | 51,139,000 |
| Allowance for loan losses | 1,862,000 | 1,848,000 | 1,724,000 | 1,523,000 |
| Securities available for sale | 11,468,000 | 10,556,000 | 8,078,000 | 7,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,319,000 | 1,321,000 | 1,330,000 | 1,319,000 |
| Total deposits | 62,797,000 | 61,872,000 | 60,983,000 | 60,769,000 |
| Interest-bearing deposits | 61,230,000 | 60,302,000 | 59,826,000 | 59,213,000 |
| Noninterest-bearing deposits | 1,567,000 | 1,570,000 | 1,157,000 | 1,556,000 |
| Equity capital | 12,622,000 | 12,572,000 | 12,637,000 | 12,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,550,000 | 2,352,000 | 3,142,000 |
| Interest expense | 158,000 | 306,000 | 453,000 | 592,000 |
| Net interest income | 615,000 | 1,244,000 | 1,899,000 | 2,550,000 |
| Noninterest income | -44,000 | -56,000 | -40,000 | -23,000 |
| Noninterest expense | 787,000 | 1,452,000 | 2,071,000 | 2,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -216,000 | -264,000 | -212,000 | -178,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -216,000 | -264,000 | -212,000 | -178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,536,000 | 12,488,000 | 12,539,000 | 12,574,000 |
| Total capital | 13,197,000 | 13,167,000 | 13,190,000 | 13,207,000 |
| Risk-weighted assets | 51,678,000 | 53,154,000 | 51,030,000 | 49,759,000 |