Call reports 2026
FIRST CAROLINA BANK — 2026
What FIRST CAROLINA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,418,297,000 | 3,405,879,000 |
| Total loans | 2,684,468,000 | 2,742,548,000 |
| Allowance for loan losses | 21,121,000 | 22,064,000 |
| Securities available for sale | 331,640,000 | 325,341,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,971,311,000 | 2,870,251,000 |
| Interest-bearing deposits | 2,307,887,000 | 2,267,706,000 |
| Noninterest-bearing deposits | 663,424,000 | 602,545,000 |
| Equity capital | 412,876,000 | 455,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 45,740,000 | 92,586,000 |
| Interest expense | 19,196,000 | 39,439,000 |
| Net interest income | 26,544,000 | 53,147,000 |
| Noninterest income | 7,524,000 | 14,190,000 |
| Noninterest expense | 26,159,000 | 51,620,000 |
| Provision for loan losses | 232,000 | 1,175,000 |
| Pretax income | 8,415,000 | 15,950,000 |
| Income tax | 1,423,000 | 2,814,000 |
| Net income | 6,992,000 | 13,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 334,378,000 | 377,237,000 |
| Total capital | 358,664,000 | 401,795,000 |
| Risk-weighted assets | 2,894,972,000 | 2,928,779,000 |