Call report 2025Q4
FIRST CAROLINA BANK — 2025Q4
The 22 measures FIRST CAROLINA BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,317,401,000 | USD | evidence → |
| Total loans | 2,648,174,000 | USD | evidence → |
| Allowance for loan losses | 20,893,000 | USD | evidence → |
| Securities available for sale | 312,090,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,801,094,000 | USD | evidence → |
| Interest-bearing deposits | 2,238,493,000 | USD | evidence → |
| Noninterest-bearing deposits | 562,601,000 | USD | evidence → |
| Equity capital | 405,322,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 189,434,000 | USD | evidence → |
| Interest expense | 86,617,000 | USD | evidence → |
| Net interest income | 102,817,000 | USD | evidence → |
| Noninterest income | 41,366,000 | USD | evidence → |
| Noninterest expense | 117,241,000 | USD | evidence → |
| Provision for loan losses | 3,273,000 | USD | evidence → |
| Pretax income | 20,121,000 | USD | evidence → |
| Income tax | 3,353,000 | USD | evidence → |
| Net income | 16,768,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 324,960,000 | USD | evidence → |
| Total capital | 349,647,000 | USD | evidence → |
| Risk-weighted assets | 2,898,489,000 | USD | evidence → |