Call reports 2018
FIRST CAROLINA BANK — 2018
What FIRST CAROLINA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 382,308,000 | 428,846,000 | 436,692,000 | 504,359,000 |
| Total loans | 197,355,000 | 227,042,000 | 250,338,000 | 276,804,000 |
| Allowance for loan losses | 1,035,000 | 1,219,000 | 1,369,000 | 1,465,000 |
| Securities available for sale | 154,369,000 | 172,523,000 | 157,017,000 | 121,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 23,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,665,000 | 387,087,000 | 393,870,000 | 460,854,000 |
| Interest-bearing deposits | 325,906,000 | 360,124,000 | 357,960,000 | 427,221,000 |
| Noninterest-bearing deposits | 22,759,000 | 26,963,000 | 35,910,000 | 33,633,000 |
| Equity capital | 33,002,000 | 41,098,000 | 41,834,000 | 42,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,086,000 | 6,970,000 | 11,436,000 | 16,363,000 |
| Interest expense | 938,000 | 2,253,000 | 3,828,000 | 5,613,000 |
| Net interest income | 2,148,000 | 4,717,000 | 7,608,000 | 10,750,000 |
| Noninterest income | 106,000 | 219,000 | 359,000 | 499,000 |
| Noninterest expense | 1,662,000 | 3,446,000 | 5,167,000 | 6,989,000 |
| Provision for loan losses | 102,000 | 273,000 | 414,000 | 502,000 |
| Pretax income | 515,000 | 1,245,000 | 2,418,000 | 3,790,000 |
| Income tax | 121,000 | 214,000 | 464,000 | 774,000 |
| Net income | 394,000 | 1,031,000 | 1,954,000 | 3,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,616,000 | 38,886,000 | 40,160,000 | 41,619,000 |
| Total capital | 31,651,000 | 40,105,000 | 41,529,000 | 43,084,000 |
| Risk-weighted assets | 213,773,000 | 248,161,000 | 272,028,000 | 305,052,000 |