Call reports 2017
FIRST CAROLINA BANK — 2017
What FIRST CAROLINA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 227,419,000 | 264,298,000 | 288,119,000 | 331,172,000 |
| Total loans | 145,728,000 | 156,286,000 | 158,577,000 | 179,153,000 |
| Allowance for loan losses | 722,000 | 789,000 | 811,000 | 954,000 |
| Securities available for sale | 59,434,000 | 86,646,000 | 95,140,000 | 122,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,087,000 | 237,414,000 | 257,854,000 | 301,668,000 |
| Interest-bearing deposits | 183,370,000 | 218,972,000 | 239,079,000 | 280,509,000 |
| Noninterest-bearing deposits | 17,717,000 | 18,442,000 | 18,775,000 | 21,159,000 |
| Equity capital | 25,914,000 | 26,426,000 | 29,502,000 | 28,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,852,000 | 3,933,000 | 6,311,000 | 8,962,000 |
| Interest expense | 342,000 | 808,000 | 1,453,000 | 2,199,000 |
| Net interest income | 1,510,000 | 3,125,000 | 4,858,000 | 6,763,000 |
| Noninterest income | 109,000 | 229,000 | 283,000 | 392,000 |
| Noninterest expense | 1,118,000 | 2,288,000 | 3,714,000 | 5,265,000 |
| Provision for loan losses | 15,000 | 78,000 | 98,000 | 239,000 |
| Pretax income | 487,000 | 989,000 | 1,697,000 | 2,194,000 |
| Income tax | 183,000 | 370,000 | 619,000 | 1,452,000 |
| Net income | 304,000 | 619,000 | 1,078,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,438,000 | 21,930,000 | 25,346,000 | 26,069,000 |
| Total capital | 22,160,000 | 22,719,000 | 26,158,000 | 27,023,000 |
| Risk-weighted assets | 143,999,000 | 158,130,000 | 162,460,000 | 189,516,000 |