Call reports 2025
PEOPLES BANK THE — 2025
What PEOPLES BANK THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 435,757,000 | 435,132,000 | 437,091,000 | 439,480,000 |
| Total loans | 252,191,000 | 252,571,000 | 264,195,000 | 263,434,000 |
| Allowance for loan losses | 2,939,000 | 3,013,000 | 3,092,000 | 3,170,000 |
| Securities available for sale | 134,064,000 | 128,801,000 | 129,405,000 | 126,688,000 |
| Securities held to maturity | 2,488,000 | 2,169,000 | 2,442,000 | 2,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,186,000 | 390,420,000 | 387,105,000 | 390,511,000 |
| Interest-bearing deposits | 308,223,000 | 305,392,000 | 307,155,000 | 308,104,000 |
| Noninterest-bearing deposits | 82,963,000 | 85,028,000 | 79,950,000 | 82,407,000 |
| Equity capital | 41,760,000 | 41,739,000 | 46,764,000 | 46,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,954,000 | 10,113,000 | 15,413,000 | 20,778,000 |
| Interest expense | 865,000 | 1,768,000 | 2,694,000 | 3,595,000 |
| Net interest income | 4,089,000 | 8,345,000 | 12,719,000 | 17,183,000 |
| Noninterest income | 813,000 | 1,620,000 | 2,453,000 | 3,223,000 |
| Noninterest expense | 3,067,000 | 6,282,000 | 9,529,000 | 12,804,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,760,000 | 3,533,000 | 5,418,000 | 7,302,000 |
| Income tax | 78,000 | 150,000 | 222,000 | 300,000 |
| Net income | 1,682,000 | 3,383,000 | 5,196,000 | 7,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,379,000 | 54,080,000 | 55,893,000 | 54,539,000 |
| Total capital | 55,648,000 | 57,423,000 | 59,315,000 | 58,039,000 |
| Risk-weighted assets | 299,955,000 | 300,053,000 | 310,969,000 | 312,329,000 |