Call reports 2024
PEOPLES BANK THE — 2024
What PEOPLES BANK THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 406,992,000 | 415,019,000 | 416,032,000 | 423,768,000 |
| Total loans | 216,465,000 | 219,343,000 | 226,136,000 | 245,312,000 |
| Allowance for loan losses | 2,551,000 | 2,659,000 | 2,759,000 | 2,857,000 |
| Securities available for sale | 140,358,000 | 126,984,000 | 142,172,000 | 136,698,000 |
| Securities held to maturity | 2,881,000 | 2,575,000 | 2,546,000 | 2,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,433,000 | 373,316,000 | 369,267,000 | 382,025,000 |
| Interest-bearing deposits | 293,668,000 | 290,469,000 | 292,725,000 | 298,214,000 |
| Noninterest-bearing deposits | 73,765,000 | 82,847,000 | 76,542,000 | 83,811,000 |
| Equity capital | 36,835,000 | 38,801,000 | 43,390,000 | 39,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,432,000 | 9,066,000 | 14,013,000 | 18,989,000 |
| Interest expense | 725,000 | 1,492,000 | 2,357,000 | 3,230,000 |
| Net interest income | 3,707,000 | 7,574,000 | 11,656,000 | 15,759,000 |
| Noninterest income | 857,000 | 2,042,000 | 2,779,000 | 3,515,000 |
| Noninterest expense | 3,021,000 | 5,967,000 | 8,852,000 | 11,738,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 301,000 |
| Pretax income | 1,543,000 | 3,298,000 | 5,132,000 | 6,996,000 |
| Income tax | 60,000 | 138,000 | 219,000 | 286,000 |
| Net income | 1,483,000 | 3,160,000 | 4,913,000 | 6,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,104,000 | 49,781,000 | 51,534,000 | 50,697,000 |
| Total capital | 50,985,000 | 52,770,000 | 54,623,000 | 53,884,000 |
| Risk-weighted assets | 279,253,000 | 281,236,000 | 280,267,000 | 289,744,000 |