Call reports 2023
PEOPLES BANK THE — 2023
What PEOPLES BANK THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 409,888,000 | 405,528,000 | 399,906,000 | 402,887,000 |
| Total loans | 193,960,000 | 201,269,000 | 207,300,000 | 211,923,000 |
| Allowance for loan losses | 2,599,000 | 2,557,000 | 2,554,000 | 2,556,000 |
| Securities available for sale | 158,157,000 | 154,932,000 | 151,214,000 | 152,730,000 |
| Securities held to maturity | 2,936,000 | 2,732,000 | 2,702,000 | 2,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,380,000 | 370,018,000 | 365,051,000 | 364,818,000 |
| Interest-bearing deposits | 295,685,000 | 291,412,000 | 285,070,000 | 292,276,000 |
| Noninterest-bearing deposits | 80,695,000 | 78,606,000 | 79,981,000 | 72,542,000 |
| Equity capital | 31,780,000 | 33,376,000 | 32,360,000 | 35,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,826,000 | 7,929,000 | 12,071,000 | 16,419,000 |
| Interest expense | 114,000 | 410,000 | 898,000 | 1,551,000 |
| Net interest income | 3,712,000 | 7,519,000 | 11,173,000 | 14,868,000 |
| Noninterest income | 786,000 | 1,539,000 | 2,223,000 | 2,947,000 |
| Noninterest expense | 2,628,000 | 5,380,000 | 8,165,000 | 11,253,000 |
| Provision for loan losses | -23,000 | -73,000 | -73,000 | -73,000 |
| Pretax income | 1,868,000 | 3,676,000 | 5,215,000 | 6,546,000 |
| Income tax | 80,000 | 152,000 | 219,000 | 280,000 |
| Net income | 1,788,000 | 3,524,000 | 4,996,000 | 6,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,511,000 | 46,247,000 | 47,719,000 | 46,621,000 |
| Total capital | 47,390,000 | 49,134,000 | 50,603,000 | 49,507,000 |
| Risk-weighted assets | 261,060,000 | 266,414,000 | 269,091,000 | 273,032,000 |