Call reports 2022
PEOPLES BANK THE — 2022
What PEOPLES BANK THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 411,631,000 | 415,314,000 | 414,570,000 | 402,497,000 |
| Total loans | 182,591,000 | 180,546,000 | 185,302,000 | 188,258,000 |
| Allowance for loan losses | 2,138,000 | 2,281,000 | 2,395,000 | 2,198,000 |
| Securities available for sale | 170,433,000 | 160,723,000 | 159,218,000 | 160,846,000 |
| Securities held to maturity | 2,301,000 | 2,253,000 | 2,226,000 | 2,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,636,000 | 384,404,000 | 385,003,000 | 372,000,000 |
| Interest-bearing deposits | 291,734,000 | 301,925,000 | 299,891,000 | 292,845,000 |
| Noninterest-bearing deposits | 81,902,000 | 82,479,000 | 85,112,000 | 79,155,000 |
| Equity capital | 35,688,000 | 29,448,000 | 27,953,000 | 28,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,665,000 | 5,554,000 | 8,856,000 | 12,628,000 |
| Interest expense | 56,000 | 107,000 | 151,000 | 192,000 |
| Net interest income | 2,609,000 | 5,447,000 | 8,705,000 | 12,436,000 |
| Noninterest income | 1,311,000 | 2,053,000 | 2,700,000 | 3,428,000 |
| Noninterest expense | 2,342,000 | 4,811,000 | 7,302,000 | 10,097,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,578,000 | 2,687,000 | 4,078,000 | 5,742,000 |
| Income tax | 65,000 | 111,000 | 169,000 | 254,000 |
| Net income | 1,513,000 | 2,576,000 | 3,909,000 | 5,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,407,000 | 41,470,000 | 42,804,000 | 42,723,000 |
| Total capital | 42,545,000 | 43,751,000 | 45,199,000 | 44,921,000 |
| Risk-weighted assets | 252,525,000 | 254,394,000 | 261,370,000 | 260,390,000 |