Call reports 2021
PEOPLES BANK THE — 2021
What PEOPLES BANK THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 395,415,000 | 408,571,000 | 421,809,000 | 408,395,000 |
| Total loans | 160,097,000 | 171,240,000 | 178,763,000 | 180,785,000 |
| Allowance for loan losses | 1,945,000 | 1,937,000 | 1,941,000 | 2,121,000 |
| Securities available for sale | 146,794,000 | 162,918,000 | 160,686,000 | 159,112,000 |
| Securities held to maturity | 1,281,000 | 2,406,000 | 2,380,000 | 2,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,187,000 | 363,731,000 | 375,753,000 | 364,088,000 |
| Interest-bearing deposits | 250,520,000 | 272,569,000 | 274,642,000 | 282,240,000 |
| Noninterest-bearing deposits | 101,667,000 | 91,162,000 | 101,111,000 | 81,848,000 |
| Equity capital | 39,923,000 | 42,400,000 | 43,578,000 | 42,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,742,000 | 5,357,000 | 8,495,000 | 11,247,000 |
| Interest expense | 239,000 | 411,000 | 502,000 | 565,000 |
| Net interest income | 2,503,000 | 4,946,000 | 7,993,000 | 10,682,000 |
| Noninterest income | 1,127,000 | 1,839,000 | 2,541,000 | 3,296,000 |
| Noninterest expense | 2,774,000 | 4,991,000 | 7,414,000 | 9,691,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 825,000 | 1,760,000 | 3,081,000 | 4,244,000 |
| Income tax | 34,000 | 65,000 | 118,000 | 171,000 |
| Net income | 791,000 | 1,695,000 | 2,963,000 | 4,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,059,000 | 37,964,000 | 39,232,000 | 38,895,000 |
| Total capital | 39,004,000 | 39,901,000 | 41,173,000 | 41,016,000 |
| Risk-weighted assets | 230,685,000 | 251,475,000 | 247,574,000 | 244,375,000 |