Call reports 2020
PEOPLES BANK THE — 2020
What PEOPLES BANK THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 305,490,000 | 336,743,000 | 340,976,000 | 351,908,000 |
| Total loans | 156,272,000 | 178,249,000 | 181,778,000 | 165,690,000 |
| Allowance for loan losses | 2,005,000 | 2,057,000 | 1,926,000 | 2,065,000 |
| Securities available for sale | 91,335,000 | 93,197,000 | 108,075,000 | 117,570,000 |
| Securities held to maturity | 938,000 | 1,334,000 | 1,327,000 | 1,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,110,000 | 293,116,000 | 296,817,000 | 307,840,000 |
| Interest-bearing deposits | 208,453,000 | 221,061,000 | 224,607,000 | 233,871,000 |
| Noninterest-bearing deposits | 51,657,000 | 72,055,000 | 72,210,000 | 73,969,000 |
| Equity capital | 35,385,000 | 39,880,000 | 40,476,000 | 40,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,643,000 | 5,194,000 | 7,787,000 | 10,662,000 |
| Interest expense | 485,000 | 914,000 | 1,288,000 | 1,598,000 |
| Net interest income | 2,158,000 | 4,280,000 | 6,499,000 | 9,064,000 |
| Noninterest income | 671,000 | 1,379,000 | 1,853,000 | 2,536,000 |
| Noninterest expense | 2,179,000 | 4,477,000 | 6,534,000 | 8,809,000 |
| Provision for loan losses | 15,000 | 60,000 | 369,000 | 399,000 |
| Pretax income | 635,000 | 1,122,000 | 1,561,000 | 2,495,000 |
| Income tax | 28,000 | 50,000 | 66,000 | 120,000 |
| Net income | 607,000 | 1,072,000 | 1,495,000 | 2,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,896,000 | 36,361,000 | 36,784,000 | 36,268,000 |
| Total capital | 37,901,000 | 38,418,000 | 38,710,000 | 38,333,000 |
| Risk-weighted assets | 198,404,000 | 189,606,000 | 213,502,000 | 204,370,000 |