Call reports 2016
PEOPLES BANK THE — 2016
What PEOPLES BANK THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 293,684,000 | 297,590,000 | 297,532,000 | 297,274,000 |
| Total loans | 151,227,000 | 153,398,000 | 158,553,000 | 155,721,000 |
| Allowance for loan losses | 2,122,000 | 1,990,000 | 1,990,000 | 2,023,000 |
| Securities available for sale | 105,107,000 | 103,232,000 | 101,691,000 | 99,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,207,000 | 246,916,000 | 246,269,000 | 250,000,000 |
| Interest-bearing deposits | 214,695,000 | 214,929,000 | 214,174,000 | 218,848,000 |
| Noninterest-bearing deposits | 30,512,000 | 31,987,000 | 32,095,000 | 31,152,000 |
| Equity capital | 31,283,000 | 33,349,000 | 33,944,000 | 30,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,562,000 | 5,203,000 | 7,805,000 | 10,435,000 |
| Interest expense | 265,000 | 522,000 | 775,000 | 1,029,000 |
| Net interest income | 2,297,000 | 4,681,000 | 7,030,000 | 9,406,000 |
| Noninterest income | 838,000 | 1,605,000 | 2,333,000 | 3,053,000 |
| Noninterest expense | 2,274,000 | 4,625,000 | 6,844,000 | 9,133,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 826,000 | 1,633,000 | 2,468,000 | 3,239,000 |
| Income tax | 50,000 | 80,000 | 106,000 | 140,000 |
| Net income | 776,000 | 1,553,000 | 2,362,000 | 3,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,883,000 | 29,660,000 | 30,470,000 | 29,941,000 |
| Total capital | 31,005,000 | 31,650,000 | 32,460,000 | 31,964,000 |
| Risk-weighted assets | 181,650,000 | 186,389,000 | 189,255,000 | 186,377,000 |