Call reports 2015
PEOPLES BANK THE — 2015
What PEOPLES BANK THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 277,315,000 | 283,527,000 | 293,930,000 | 295,937,000 |
| Total loans | 145,754,000 | 144,977,000 | 156,233,000 | 148,228,000 |
| Allowance for loan losses | 1,769,000 | 1,791,000 | 2,000,000 | 2,087,000 |
| Securities available for sale | 87,057,000 | 98,058,000 | 98,630,000 | 102,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,028,000 | 237,711,000 | 244,883,000 | 248,485,000 |
| Interest-bearing deposits | 207,824,000 | 212,666,000 | 216,515,000 | 221,453,000 |
| Noninterest-bearing deposits | 23,204,000 | 25,045,000 | 28,368,000 | 27,032,000 |
| Equity capital | 29,239,000 | 28,588,000 | 29,695,000 | 30,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,554,000 | 4,970,000 | 7,656,000 | 10,201,000 |
| Interest expense | 257,000 | 524,000 | 794,000 | 1,065,000 |
| Net interest income | 2,297,000 | 4,446,000 | 6,862,000 | 9,136,000 |
| Noninterest income | 530,000 | 1,215,000 | 1,861,000 | 3,009,000 |
| Noninterest expense | 1,989,000 | 4,118,000 | 6,368,000 | 8,768,000 |
| Provision for loan losses | 248,000 | 356,000 | 428,000 | 536,000 |
| Pretax income | 606,000 | 1,242,000 | 1,994,000 | 2,910,000 |
| Income tax | 26,000 | 53,000 | 96,000 | 136,000 |
| Net income | 580,000 | 1,189,000 | 1,898,000 | 2,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,148,000 | 27,757,000 | 28,466,000 | 28,299,000 |
| Total capital | 28,917,000 | 29,548,000 | 30,466,000 | 30,386,000 |
| Risk-weighted assets | 171,404,000 | 175,636,000 | 182,929,000 | 177,356,000 |