Call reports 2014
PEOPLES BANK THE — 2014
What PEOPLES BANK THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 272,895,000 | 267,602,000 | 268,440,000 | 268,445,000 |
| Total loans | 142,834,000 | 148,271,000 | 144,921,000 | 143,394,000 |
| Allowance for loan losses | 1,808,000 | 1,811,000 | 1,848,000 | 1,500,000 |
| Securities available for sale | 84,700,000 | 83,114,000 | 82,966,000 | 86,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,631,000 | 223,756,000 | 223,229,000 | 223,283,000 |
| Interest-bearing deposits | 210,509,000 | 203,686,000 | 201,959,000 | 198,298,000 |
| Noninterest-bearing deposits | 20,122,000 | 20,070,000 | 21,270,000 | 24,985,000 |
| Equity capital | 25,216,000 | 26,633,000 | 27,963,000 | 28,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,406,000 | 4,967,000 | 7,405,000 | 9,902,000 |
| Interest expense | 293,000 | 568,000 | 841,000 | 1,112,000 |
| Net interest income | 2,113,000 | 4,399,000 | 6,564,000 | 8,790,000 |
| Noninterest income | 582,000 | 1,001,000 | 1,675,000 | 2,169,000 |
| Noninterest expense | 1,920,000 | 3,967,000 | 5,964,000 | 7,954,000 |
| Provision for loan losses | 115,000 | 187,000 | 295,000 | 511,000 |
| Pretax income | 664,000 | 1,359,000 | 2,094,000 | 2,608,000 |
| Income tax | 28,000 | 58,000 | 89,000 | 113,000 |
| Net income | 636,000 | 1,301,000 | 2,005,000 | 2,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,440,000 | 26,104,000 | 26,809,000 | 26,569,000 |
| Total capital | 27,248,000 | 27,915,000 | 28,657,000 | 28,069,000 |
| Risk-weighted assets | 162,911,000 | 167,191,000 | 163,101,000 | 158,118,000 |