Call reports 2013
PEOPLES BANK THE — 2013
What PEOPLES BANK THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 262,327,000 | 263,258,000 | 258,299,000 | 257,834,000 |
| Total loans | 148,298,000 | 146,133,000 | 145,024,000 | 142,806,000 |
| Allowance for loan losses | 2,483,000 | 2,218,000 | 2,221,000 | 1,695,000 |
| Securities available for sale | 78,225,000 | 82,690,000 | 78,136,000 | 77,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,401,000 | 220,621,000 | 216,863,000 | 217,070,000 |
| Interest-bearing deposits | 200,632,000 | 201,187,000 | 197,929,000 | 199,285,000 |
| Noninterest-bearing deposits | 18,769,000 | 19,434,000 | 18,934,000 | 17,785,000 |
| Equity capital | 25,870,000 | 25,283,000 | 24,199,000 | 23,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,420,000 | 4,919,000 | 7,398,000 | 9,907,000 |
| Interest expense | 363,000 | 705,000 | 1,034,000 | 1,348,000 |
| Net interest income | 2,057,000 | 4,214,000 | 6,364,000 | 8,559,000 |
| Noninterest income | 626,000 | 1,235,000 | 1,696,000 | 2,408,000 |
| Noninterest expense | 1,966,000 | 3,913,000 | 5,723,000 | 7,834,000 |
| Provision for loan losses | 108,000 | 216,000 | 324,000 | 686,000 |
| Pretax income | 609,000 | 1,320,000 | 2,019,000 | 2,478,000 |
| Income tax | 26,000 | 57,000 | 86,000 | 107,000 |
| Net income | 583,000 | 1,263,000 | 1,933,000 | 2,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,665,000 | 24,344,000 | 25,014,000 | 24,804,000 |
| Total capital | 25,680,000 | 26,367,000 | 27,018,000 | 26,542,000 |
| Risk-weighted assets | 160,690,000 | 161,574,000 | 160,096,000 | 160,795,000 |