Call reports 2012
PEOPLES BANK THE — 2012
What PEOPLES BANK THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 258,840,000 | 261,529,000 | 254,192,000 | 256,367,000 |
| Total loans | 151,164,000 | 150,297,000 | 149,007,000 | 147,675,000 |
| Allowance for loan losses | 2,739,000 | 2,863,000 | 2,402,000 | 2,357,000 |
| Securities available for sale | 68,471,000 | 74,302,000 | 71,580,000 | 73,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,612,000 | 212,171,000 | 211,665,000 | 214,034,000 |
| Interest-bearing deposits | 193,953,000 | 193,230,000 | 190,752,000 | 194,564,000 |
| Noninterest-bearing deposits | 16,659,000 | 18,941,000 | 20,913,000 | 19,470,000 |
| Equity capital | 23,430,000 | 24,718,000 | 25,556,000 | 25,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,658,000 | 5,011,000 | 7,531,000 | 10,006,000 |
| Interest expense | 596,000 | 1,134,000 | 1,620,000 | 2,007,000 |
| Net interest income | 2,062,000 | 3,877,000 | 5,911,000 | 7,999,000 |
| Noninterest income | 572,000 | 1,131,000 | 1,838,000 | 2,521,000 |
| Noninterest expense | 1,937,000 | 3,479,000 | 5,713,000 | 7,836,000 |
| Provision for loan losses | 80,000 | 280,000 | 398,000 | 616,000 |
| Pretax income | 639,000 | 1,271,000 | 1,817,000 | 2,247,000 |
| Income tax | 27,000 | 54,000 | 79,000 | 92,000 |
| Net income | 612,000 | 1,217,000 | 1,738,000 | 2,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,939,000 | 22,543,000 | 23,065,000 | 23,082,000 |
| Total capital | 23,979,000 | 24,560,000 | 25,079,000 | 25,072,000 |
| Risk-weighted assets | 162,434,000 | 160,469,000 | 160,720,000 | 158,780,000 |