Call reports 2005
PEOPLES BANK THE — 2005
What PEOPLES BANK THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 162,543,000 | 168,263,000 | 169,047,000 | 168,897,000 |
| Total loans | 100,167,000 | 103,889,000 | 105,284,000 | 109,261,000 |
| Allowance for loan losses | 1,338,000 | 1,316,000 | 1,253,000 | 1,441,000 |
| Securities available for sale | 44,287,000 | 43,620,000 | 42,134,000 | 37,999,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,149,000 | 122,208,000 | 125,111,000 | 127,307,000 |
| Interest-bearing deposits | 106,098,000 | 108,404,000 | 111,153,000 | 112,472,000 |
| Noninterest-bearing deposits | 13,051,000 | 13,804,000 | 13,958,000 | 14,835,000 |
| Equity capital | 16,565,000 | 17,249,000 | 17,640,000 | 16,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,297,000 | 4,667,000 | 7,104,000 | 9,665,000 |
| Interest expense | 661,000 | 1,387,000 | 2,157,000 | 2,988,000 |
| Net interest income | 1,636,000 | 3,280,000 | 4,947,000 | 6,677,000 |
| Noninterest income | 311,000 | 640,000 | 978,000 | 1,433,000 |
| Noninterest expense | 1,245,000 | 2,442,000 | 3,637,000 | 4,821,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 329,000 |
| Pretax income | 665,000 | 1,396,000 | 2,161,000 | 2,966,000 |
| Income tax | 146,000 | 307,000 | 516,000 | 800,000 |
| Net income | 519,000 | 1,089,000 | 1,645,000 | 2,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,563,000 | 17,121,000 | 17,691,000 | 16,702,000 |
| Total capital | 17,899,000 | 18,437,000 | 18,944,000 | 18,143,000 |
| Risk-weighted assets | 106,908,000 | 112,643,000 | 114,103,000 | 116,703,000 |
Machine access — free, no API key
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