Call reports 2004
PEOPLES BANK THE — 2004
What PEOPLES BANK THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 150,539,000 | 150,874,000 | 153,905,000 | 154,250,000 |
| Total loans | 94,609,000 | 95,254,000 | 95,681,000 | 96,204,000 |
| Allowance for loan losses | 1,433,000 | 1,355,000 | 1,309,000 | 1,260,000 |
| Securities available for sale | 38,370,000 | 38,883,000 | 43,890,000 | 41,470,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,860,000 | 118,019,000 | 116,247,000 | 116,628,000 |
| Interest-bearing deposits | 105,494,000 | 105,141,000 | 104,393,000 | 103,431,000 |
| Noninterest-bearing deposits | 12,366,000 | 12,878,000 | 11,854,000 | 13,197,000 |
| Equity capital | 15,321,000 | 14,922,000 | 15,938,000 | 16,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,081,000 | 4,157,000 | 6,234,000 | 8,406,000 |
| Interest expense | 612,000 | 1,205,000 | 1,786,000 | 2,404,000 |
| Net interest income | 1,469,000 | 2,952,000 | 4,448,000 | 6,002,000 |
| Noninterest income | 291,000 | 599,000 | 933,000 | 1,290,000 |
| Noninterest expense | 1,116,000 | 2,230,000 | 3,338,000 | 4,578,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 310,000 |
| Pretax income | 618,000 | 1,268,000 | 1,951,000 | 2,417,000 |
| Income tax | 151,000 | 328,000 | 511,000 | 475,000 |
| Net income | 467,000 | 940,000 | 1,440,000 | 1,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,571,000 | 15,044,000 | 15,544,000 | 16,046,000 |
| Total capital | 15,811,000 | 16,286,000 | 16,801,000 | 17,321,000 |
| Risk-weighted assets | 97,560,000 | 99,225,000 | 99,678,000 | 101,933,000 |
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