Call reports 2026
ESSEX BANK — 2026
What ESSEX BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 525,663,000 | 536,624,000 |
| Total loans | 370,687,000 | 369,303,000 |
| Allowance for loan losses | 3,425,000 | 3,485,000 |
| Securities available for sale | 46,410,000 | 46,485,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 439,680,000 | 447,929,000 |
| Interest-bearing deposits | 273,031,000 | 281,959,000 |
| Noninterest-bearing deposits | 166,649,000 | 165,970,000 |
| Equity capital | 74,795,000 | 76,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,490,000 | 11,216,000 |
| Interest expense | 1,070,000 | 2,184,000 |
| Net interest income | 4,420,000 | 9,032,000 |
| Noninterest income | 6,819,000 | 14,300,000 |
| Noninterest expense | 9,575,000 | 19,240,000 |
| Provision for loan losses | 60,000 | 120,000 |
| Pretax income | 1,604,000 | 3,972,000 |
| Income tax | 436,000 | 1,066,000 |
| Net income | 1,168,000 | 2,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 65,338,000 | 67,076,000 |