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Call report 2008Q4

ESSEX BANK — 2008Q4

The 22 measures ESSEX BANK reported to the FFIEC for 2008Q4, each linked to its source filing.

PERIOD: 2008Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4e19e475-f534-458c-b900-f9ef606c8eec/2008Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets270,483,000USDevidence →
Total loans242,639,000USDevidence →
Allowance for loan losses1,925,000USDevidence →
Securities available for sale1,181,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits191,880,000USDevidence →
Interest-bearing deposits160,730,000USDevidence →
Noninterest-bearing deposits31,150,000USDevidence →
Equity capital31,462,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income14,744,000USDevidence →
Interest expense6,341,000USDevidence →
Net interest income8,403,000USDevidence →
Noninterest income12,418,000USDevidence →
Noninterest expense17,146,000USDevidence →
Provision for loan losses30,000USDevidence →
Pretax income3,645,000USDevidence →
Income tax1,615,000USDevidence →
Net income2,030,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital32,696,000USDevidence →
Total capital34,621,000USDevidence →
Risk-weighted assets169,924,000USDevidence →

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