Call reports 2025
PEOPLESBANK — 2025
What PEOPLESBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,308,780,000 | 4,334,692,000 | 4,348,690,000 | 4,479,358,000 |
| Total loans | 3,408,658,000 | 3,415,652,000 | 3,458,890,000 | 3,510,207,000 |
| Allowance for loan losses | 17,358,000 | 17,227,000 | 17,952,000 | 19,006,000 |
| Securities available for sale | 552,411,000 | 535,925,000 | 549,408,000 | 569,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,473,066,000 | 3,446,075,000 | 3,520,678,000 | 3,613,920,000 |
| Interest-bearing deposits | 2,863,477,000 | 2,830,304,000 | 2,913,823,000 | 2,985,154,000 |
| Noninterest-bearing deposits | 609,589,000 | 615,771,000 | 606,855,000 | 628,766,000 |
| Equity capital | 376,710,000 | 384,572,000 | 393,819,000 | 399,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 51,563,000 | 104,002,000 | 157,082,000 | 208,091,000 |
| Interest expense | 23,938,000 | 47,836,000 | 72,263,000 | 96,988,000 |
| Net interest income | 27,625,000 | 56,166,000 | 84,819,000 | 111,103,000 |
| Noninterest income | 4,858,000 | 12,353,000 | 17,252,000 | 19,722,000 |
| Noninterest expense | 22,609,000 | 46,141,000 | 70,075,000 | 94,246,000 |
| Provision for loan losses | 2,982,000 | 5,619,000 | 7,042,000 | 10,119,000 |
| Pretax income | 6,892,000 | 16,759,000 | 25,062,000 | 26,904,000 |
| Income tax | 1,563,000 | 3,851,000 | 5,845,000 | 2,993,000 |
| Net income | 5,329,000 | 12,908,000 | 19,217,000 | 23,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 396,011,000 | 405,120,000 | 412,793,000 | 414,935,000 |
| Total capital | 413,369,000 | 422,347,000 | 430,745,000 | 433,941,000 |
| Risk-weighted assets | 3,394,871,000 | 3,417,949,000 | 3,358,221,000 | 3,400,458,000 |